NAVAL'S WRITING

LIFE FORMULAS I (2008)

These are notes to myself. Your frame of reference, and therefore your calculations, may vary. These are not definitions—these are algorithms for success. Contributions are welcome.

→ Happiness = Health + Wealth + Good Relationships
→ Health = Exercise + Diet + Sleep
→ Exercise = High Intensity Resistance Training + Sports + Rest
→ Diet = Natural Foods + Intermittent Fasting + Plants
→ Sleep = No alarms + 8–9 hours + Circadian rhythms
→ Wealth = Income + Wealth * (Return on Investment)
→ Income = Accountability + Leverage + Specific Knowledge
→ Accountability = Personal Branding + Personal Platform + Taking Risk?
→ Leverage = Capital + People + Intellectual Property
→ Specific Knowledge = Knowing how to do something society cannot yet easily train other people to do
→ Return on Investment = “Buy-and-Hold” + Valuation + Margin of Safety [72]

NAVAL’S RULES (2016)

→ Be present above all else.
→ Desire is suffering. (Buddha)
→ Anger is a hot coal you hold in your hand while waiting to throw it at someone else. (Buddha)
→ If you can’t see yourself working with someone for life, don’t work with them for a day.
→ Reading (learning) is the ultimate meta-skill and can be traded for anything else.
→ All the real benefits in life come from compound interest.
→ Earn with your mind, not your time.
→ 99 percent of all effort is wasted.
→ Total honesty at all times. It’s almost always possible to be honest and positive.
→ Praise specifically, criticize generally. (Warren Buffett)
→ Truth is that which has predictive power.
→ Watch every thought. (Ask “Why am I having this thought?”)
→ All greatness comes from suffering.
→ Love is given, not received.
→ Enlightenment is the space between your thoughts. (Eckhart Tolle)
→ Mathematics is the language of nature.
→ Every moment has to be complete in and of itself. [5]

Health, love, and your mission, in that order. Nothing else matters.

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